PUBLIC PERCEPTION OF THE USE OF DIGITAL WALLETS IN BUYING BUYING TRANSACTIONS IN ISLAM OVERVIEW

Abstract

This study uses a quantitative method, which aims to find out how the public's perception of the use of digital wallets for buying and selling transactions in an Islamic review. This research was conducted in Makassar City, South Sulawesi which lasted for two months starting from January 21 to March 21, 2021. The population in this study was the millennial community in Makassar city aged 15-30 years, based on BPS data on the number of millennial generations. is ± 300,000 people. The sampling technique uses Snowball Sampling which was conducted in a survey with 100 millennial communities through two variables, namely the independent variable in the form of perception and the dependent variable in the form of a digital wallet in Islamic review. This research was conducted by distributing questionnaires (questionnaires) to respondents who are millennials in Makassar City. The results of this study were processed using the SPSS (Statistical Product and Services Solution) application and showed that the public's perception of the use of digital wallets in buying and selling transactions was indicated by the positive responses of the respondents shared. In terms of Islam, the use of digital wallets in buying and selling transactions does not violate sharia rules in transactions because there are no elements of usury, gharar, or maysir elements.